Welcome to SmartBuy!

Core Feature:

• Up to 55 days Extended Interest Free Credit Period.
• Earn 2 Cash Points on every Rs.150 spent for your business needs
• Earn 6 Cash Points per Rs. 150 on spends such as,
  • Business Digital Spends (Advertising | Accounting | Software License Purchase | Cloud Hosting)
  • Bill Payments via Payzapp &  SmartPay
  • Income Tax payments via eportal.incometax.gov.in View steps
  • GST payments via payment.gst.gov.in View steps
  • Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
  • Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via Nuclei by SmartBuy BizDeals

Welcome/Activation Benefit:

• Get OTT Play Premium (One month subscription with access to OTT Platforms like Zee5, SonyLiv, VRott, Lionsplay etc.,) on making your first transaction within first 37 days of card issuance.

Milestone Benefit:

• Get Bonus 800 Cash points on monthly spend ₹50,000 every month (Excluding rent and petrol)
• Redeem your CashPoints against statement. (Earn 1 CashPoint = Upto Rs.0.25)

Additional Benefits:

• Dining Benefits: Get up to 7.5% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). click here to Know more.
• SmartBuy Benefits: Get Upto 10% Cash Back on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy
• SmartPay: SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
• Smart EMI: HDFC Bank GIGA Business Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here
• Easy EMI: Choose EMI option for your large online or in-store purchases using your GIGA Business Credit Card and avail easy repayments using Easy EMI. Click Here to know more
• Zero Lost card liability: In the unfortunate event of losing your HDFC Bank GIGA Business Credit Card, on reporting it immediately to Customer Care Toll Free Number: 1800 1600 / 1800 2600, you have zero liability on any fraudulent transactions made on your Credit Card.
• Credit liability cover: Rs. 3 lakh